Critical Illness: Cancer, Heart Attack & Stroke Insurance
With critical illness coverage, a lump sum benefit amount will be paid directly to you* regardless of any other health care coverage you may have, upon the diagnosis of cancer, or if you suffer a heart attack or stroke. The choice of benefit amounts are flexible, and can range up to $75,000 for Cancer and $75,000 for Heart Attack and Stroke depending on your specific needs.
1.DESIGN A POLICY THAT HELPS FIT YOUR NEEDS
GTL’S BENEFIT BUILDER RIDER CAN BOOST YOUR BENEFITS
You will receive a lump sum benefit amount paid directly to you upon the diagnosis of cancer as defined in your policy. This includes a 25% Cancer In-Situ benefit.
You will receive a lump sum benefit amount paid directly to you upon suffering a heart attack or a stroke, as defined in your policy.
2. EXPERIMENTAL TREATMENT BENEFITS INCLUDED!
Cancer coverage is unique in that you will receive an additional benefit of 25 percent of your chosen Lump Sum amount should you undergo a qualifying experimental treatment that has been approved or endorsed by the U.S. Food and Drug Administration or the National Institute of Health while being treated for cancer.
Example: If you have a $10,000 Lump Sum cancer Policy and undergo a qualifying experimental treatment you would be paid an additional $2,500 for a total of $12,500.
3. BENEFIT BUILDER RIDER CAN BOOST YOUR BENEFITS
With the unique Benefit Builder package, you can access these additional benefits payable in addition to the base lump sum benefit:
Benefits increase by 25% for cancers diagnosed as late-stage
$500 Skin Cancer benefit, payable three times in a lifetime
Increases coverage for Cancer In-Situ from 25% to 50% of lump-sum benefit
$100 per year Wellness Benefit for annual physical exam
HEART ATTACK AND STROKE
Transient Ischemic Attack (TIA) covered at 10% of lump-sum benefit
Angioplasty and/or stent covered at 10% of lump-sum benefit
Bypass covered at 25% of lump-sum benefit Valve replacement 10% of lump-sum benefit
Aortic surgery 25% of lump-sum benefit